Apply Now | Tailored Lending Capital Inc.

Start your home journey with confidence. Our simple pre-qualification process lets you know exactly where you stand —

no surprises, no pressure.

Get Pre-Qualified for Your Mortgage in Just a Few Steps

How the Pre-Qualification Process Works

1. Submit Your Info – Click below to complete our short application.

2. We Review Your Docs – Our team will verify your income, assets, and credit (with your authorization).

3. You’ll receive a personal follow-up within one business day from our licensed loan team.

What You’ll Need to Gather

Driver’s License and Passport or Social Security card (as a second form of ID)
Copies of all existing mortgage statements (if applicable)
Copies of all current homeowner’s insurance declaration page (if applicable)
Two months of bank statements for accounts used for down payment and closing costs
Two years of W-2s, Tax Returns, and any 1099s
30 days of recent pay stubs
Monthly or quarterly HOA or Condo dues statement (if applicable)

Don’t have everything yet? That’s okay — our team will help you organize and prepare.

About Credit Authorization

As part of the pre-approval process, Tailored Lending Capital may need to obtain your credit report to verify information such as your credit score, existing debts, and payment history. This helps us accurately assess your debt-to-income ratio (DTI) and determine which loan programs and terms you may qualify for.

We believe in complete transparency and borrower control. We’ll always request your explicit authorization before pulling credit, and we’ll explain how it’s used in your loan evaluation. You also have the option to review your own credit report before authorizing a pull so that you can better understand your current standing.

When we do conduct a credit check, it is considered a “hard inquiry” under the Fair Credit Reporting Act (FCRA), which may have a minimal, temporary effect on your credit score. This inquiry allows us to provide accurate pre-approval results, streamline underwriting, and ensure that any loan estimates we provide are based on verified information.

Your information is handled securely, used solely for mortgage qualification purposes, and never shared or sold.

Ready to Start?

Your dream home begins here. Apply online in minutes.

Begin Now

Click the link below to start your mortgage tailored to you.