Experienced Florida Mortgage Brokerage
TAILORING MORTGAGES TO REALIZE YOUR DREAM OF HOMEOWNERSHIP
Who We Are
Tailored Lending Capital Inc.
Tailored Lending Capital Inc. is a wholesale residential mortgage company. Our main focus is problem solving, connecting borrowers with the correct lender and best fit loan to accomplish their goals as homeowners.
Tim Cossey
President
Mortgage Loan Originator
NMLS #1610004
Tim has over 20 years in mortgage lending and a background in the U.S. Navy’s submarine force, Tim leads Tailored Lending Capital Inc. with precision, integrity, and heart. He specializes in hard-to-place loans for self-employed clients, using alternative documentation strategies like bank statements and asset-based programs to get deals done when others can’t.
As a proud father and seasoned expert in meeting needs, Tim brings clarity to complex regulations and treats every client with the care and urgency they deserve. At Tailored Lending, he’s not just closing loans — he’s building trust, one solution at a time.
Kelly Johnson
Vice President
Mortgage Loan Originator
NMLS #2318566
With over 16 years in business finance and entrepreneurship, Kelly brings determination, precision, and heart to Tailored Lending Capital Inc. After starting her finance career in Alaska’s Oil and Gas industry, she transitioned into residential lending and quickly rose to co-found Tailored Lending alongside Tim.
A former business owner, Kelly knows the value of trust, transparency, and persistence — qualities that define both her work and her relationships. Known for solving even the toughest loan scenarios, she approaches every client like family and every challenge as an opportunity to deliver results.